MAS Rural Housing and Mortgage Finance Limited

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Now you have the opportunity to build your own home the way you have always wanted with MAS Home Construction Loans.

home construction loan
  • Loans for construction of home on non-agricultural land situated within municipal/local development authority limits
  • Individuals who are Salaried/Self Employed Professionals/Self Employed Non-Professionals/Agriculturist can apply for this loan
  • Loans ranging from Rs 1 Lakh to Rs 35 Lakhs
  • Loans for up to 90% of the construction estimate
  • Affordable interest rates
  • Flexible loan tenure up to 240 months
  • Customized loan options
  • Doorstep Service
  • Salaried Individuals
    • Minimum age should be 21 or above at the time of application and maximum age should be 58 at the time of loan maturity.
    • Minimum income of Rs 10,000 per month
    • Minimum 6 months vintage in current job
  • Self Employed Professionals/Self Employed Non Professionals/Agriculturist
    • Minimum age should be 21 or above at the time of application and maximum age should be 65 at the time of loan maturity.
    • Minimum income of Rs 10,000 per month
    • Minimum 2 years of business vintage
Documents Required for availing Home Construction Loan
  • Duly filled Application Form with photographs
  • Identity, date of birth and residence proof
  • Latest 3 month's salary slips or salary certificate
  • Form 16
  • Last 6 month's bank statements
  • Processing fees cheque
  • Duly filled Application Form with photographs
  • Identity, date of birth and residence proof
  • Educational Qualification Certificate & Business existence proof
  • Last 2 years Income Tax Returns along with Profit / Loss statement & Balance Sheet
  • Last 1 year bank statements
  • Processing fees cheque
  • Duly filled Application Form with photographs
  • Identity, date of birth and residence proof
  • Business profile & Business Existence Proof
  • Last 2 years Income Tax Returns along with Profit / Loss statement & Balance Sheet
  • Last 1 year bank statements
  • Processing fees cheque
  • Duly filled Application Form with photographs
  • Identity, date of birth and residence proof
  • Government Land Revenue records i.e. 7/12 abstract
  • Duly stamped & signed printed milk statement
  • Last 6 month's bank statements
  • Processing fees cheque


With this simple calculator you can now know the home loan amount you are eligible for


Loan Eligibility Calculator


With this simple calculator you can estimate the tax you can save by taking a home loan


Tax Benefit Calculator


With this simple calculator you can estimate the EMI you will be required to pay for your home loan

EMI Calculator


With this simple calculator you can now know the stamp duty to be paid at the time of registration

Stamp Duty Calculator

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