MAS Rural Housing and Mortgage Finance Limited

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Home Loan for Businessman
Join Our Winning Team

Whether you’re a customer seeking dependable financial solutions, a professional looking for an enriching career, or an investor searching for a trustworthy partner, MRHMFL welcomes you to be a part of our journey. Our team is dedicated to empowering dreams, fostering financial inclusion, and driving sustainable growth. Together, we are building a stronger, more prosperous future.

Employee Well-being and Growth Opportunities

At MRHMFL, we believe that our people are our greatest asset. Our employees consistently express a strong sense of belonging and security, knowing they are valued and supported in their professional journeys. We actively invest in learning and development programs, leadership opportunities, and initiatives that encourage skill enhancement and career progression. Additionally, we take great pride in recognizing and rewarding the contributions of our long-serving team members, fostering a culture of loyalty and growth.

Home Loan for Businessman
Home Loan for Businessman
Great Place to Work Certified

At MAS Rural Housing and Mortgage Finance Ltd. (MRHMFL), we take pride in being recognized as a Great Place to Work for three consecutive years. This prestigious certification reflects our commitment to fostering a workplace culture rooted in fairness, inclusivity, and professional growth. We ensure that every employee, regardless of gender or background, is treated with respect and dignity. Our dedication to maintaining a safe and empowering work environment is at the heart of our success.

Equal Employment Opportunity

MAS is as an equal opportunity employer and does not discriminate on grounds of gender, race or religion. The company attracts and retains women employees and offers them fulfilling career. The company encourages an easy companionship between all employees. The company allows women employees to excel and foster into themselves the culture of team spirit.

Home Loan for Businessman
Home Loan for Businessman
Open Culture

The best thing about MAS is its communication forum wherein people of any designation can contact the top management and share their problems. The top management always comes forward in keeping their employees happy. This is directly reflected in the high degree of job satisfaction found among the various employees of the company, which further leads to better customer relations. Work culture in MAS is good and there is always an amicable relationship between junior and senior employees. There is a lot of concern for new joiners from the senior management that leads to development of the individuals and helps them to be loyal towards their work.

Employee - An asset

At MAS, people are believed as the greatest asset. To MAS, its people and HR Policy are as important as the services it offers. MAS attracts people with diverse background from all over the country and provide opportunities to enhance their knowledge to create and retain the best talent pool for the Company. The company values each person's perspective. The different points of view that employees bring to the table help us offer superior services and solutions. The company offers adequate ambiance and facilities to its employees to grow and nurture their skills thereby enabling higher levels of performance.

Home Loan for New House
Home Loan for New House
Professional and Personal Growth

We operate on the principle of being fair to all our stakeholders including employees. Our comprehensive performance management systems ensure handsome rewards for employees who exceed expectations. Regular feedback and inputs from mentors, team leaders and the management at MAS Financial Services Limited help develop leadership traits, interpersonal skills and a win-win attitude.

Stress-free Environment

While promoting healthy internal competition and an atmosphere of high energy, we ensure that working at MAS Financial Services Limited is stress free and conducive for moderate performers too. We monitor and motivate our moderate performers to be top performers.

Home Loan for New House
Home Loan for Businessman
Grooming Internal Talent

Many of our employees have been associated with us since inception. These individuals have grown through the ranks in the company by sharing their insights and experience.

Attractive Compensation

We believe in our employees and their ability to deliver results on time and hence the compensation packages we provide are among the best in the industry. Top performers are rewarded with attractive performance linked bonus, incentives, etc.

Home Loan for Businessman
Home Loan for Businessman
Core People Values
  • Our employees are our perennial assets
  • Due recognition and rewards for individual ability and performance
  • Create and maintain a safe and healthy working environment
  • Recruit and promote based on merit and performance

Activities @ MAS


It's natural to have talent and hobbies beyond work. We conduct many events for employees to show case the same.

Our People

    • My journey with MAS Group has been truly rewarding. Starting as a Back Office Executive in 1999, I’ve progressed to my current role as Product In-Charge, overseeing Home Loans at MAS Rural Housing & Mortgage Finance Limited. Over the past 20+ years, I’ve gained valuable experience handling various products, including Consumer Durables, Micro Enterprise, and Commercial Vehicle Loans.
    • What sets MAS apart is its supportive culture, where hard work is recognized, and continuous learning is encouraged.
    • I take pride in being part of MAS. It has helped me grow professionally and personally, instilling values of integrity, dedication, and teamwork. I look forward to many more years with the organisation.

    Ankur Shah [Product In charge]
    • Reflecting on my nine-year tenure at MAS Rural Housing & Mortgage Finance Ltd. I am immensely grateful for the journey from a Senior Officer in Sales and Marketing to my current role as a Business Development Manager. This company has been a fertile ground for professional growth, offering numerous opportunities to those who are dedicated and driven.
    • The support and mentorship from my managers and the management team have been instrumental in my career development. Their guidance has not only helped me transition into new roles seamlessly but also instilled a sense of confidence and motivation to aim higher. I have observed that our company stands out as an organization that truly values its employees' aspirations. The culture here is one that nurtures talent and rewards hard work with real advancement prospects. It's a place where dedication meets opportunity, creating an environment ripe for personal and professional growth.
    • I am proud to be part of a team that champion’s innovation, encourages collaboration, and celebrates each milestone achieved. As I continue to explore the myriad of growth opportunities within the organisation, I am excited for what the future holds and am confident that this is a place where my ambitions will be realized.

    Nilesh Suthar [Business Development Manager or BDM]
    • “From the moment I joined MAS as a Senior Officer, I knew this company was where I wanted to grow my career. The opportunity to learn and grow, and the constant guidance and support from management was unique which I had not seen anywhere before and which shaped me for the current position.
    • Since my early days, I have been inspired by the spirit of proprietorship that engulfed everyone. The responsibilities came with the freedom to fulfill them in the best possible way and an encouragement to think out of the box.
    • As I moved up the ranks, I was fortunate to work with some of the most talented professionals in the industry. Now, as the Chief Operating Officer, I look back at my journey with immense gratitude. Every day is a new challenge, and every challenge is an opportunity to learn and grow. I am proud of what we have achieved, but I am even more excited about our path ahead.
    • This journey has taught me that in the right environment, with the right people, sky is not the limit, it's just the beginning.”

    Chintan Pandya [COO & CFO]

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