MAS Rural Housing and Mortgage Finance Limited

Follow us:
Rural Home Loan for Salaried
  • Opportunity for individuals to transfer their existing home loan to MAS to avail the benefits of a lower EMI. Customers can benefit from - Lower interest rate than their existing home loan // Higher loan tenure than their existing home loan tenure
  • In addition to the benefits of transferring their existing home loan to MAS, individuals can also avail benefits of a top up loan for various housing and non-housing related fund needs like Renovation & Extension work in current house, purchasing furniture, debt consolidation etc.
  • Loans ranging from Rs 1 Lakh to Rs 60 Lakhs
  • Flexible loan tenure form 36 month to 360 months
  • Loans up to 90% of the market value of the property - for loan amount up to Rs 30 Lakhs // Loans up to 80% of the market value of the property - for loan amount above Rs 30 Lakhs.
  • Customized loan options
  • Doorstep Service
  • Salaried Individuals
    • Minimum age should be 18 or above at the time of application and maximum up to retirement age at the time of loan maturity.
    • Minimum income of Rs 10,000 per month
    • Total Work Experience should be 3 Years.
  • Self Employed Professionals/Self Employed Non Professionals/Agriculturist
    • Minimum age should be 18 or above at the time of application and maximum up to 65 age at the time of loan maturity.
    • Minimum income of Rs 10,000 per month
    • Minimum 3 years of business vintage
Documents Required for availing Balance Tranfer & Top Up Loan
  • Duly filled Application Form with photographs
  • Identity, date of birth and residence proof
  • Latest 3 month's salary slips or salary certificate
  • Form 16
  • Last 6 month's bank statements
  • Processing fees cheque
  • Duly filled Application Form with photographs
  • Identity, date of birth and residence proof
  • Educational Qualification Certificate & Business existence proof
  • Last 1 year bank statements
  • Processing fees cheque
  • Last 3 years Income Tax Returns along with Profit / Loss statement & Balance Sheet and the Gap between 2 ITR should be 6 month minimum.
  • Duly filled Application Form with photographs
  • Identity, date of birth and residence proof
  • Business profile & Business Existence Proof
  • Last 3 years Income Tax Returns along with Profit / Loss statement & Balance Sheet and the Gap between 2 ITR should be 6 month minimum.
  • Last 1 year bank statements
  • Processing fees cheque
  • Duly filled Application Form with photographs
  • Identity, date of birth and residence proof
  • Government Land Revenue records i.e. 7/12 & 8-A abstract
  • Duly stamped & signed printed 1 year milk statement
  • Last 12 month's bank statements
  • Processing fees cheque
Rural home loan for Self Employed
Rural Housing Finance


With this simple calculator you can now know the home loan amount you are eligible for


Loan Eligibility Calculator
Rural Home Loan for Salaried
Rural home loan for Self Employed


With this simple calculator you can estimate the tax you can save by taking a home loan


Tax Benefit Calculator
Rural Housing Finance
Rural Home Loan for Salaried


With this simple calculator you can estimate the EMI you will be required to pay for your home loan

EMI Calculator
Rural home loan for Self Employed
Rural Housing Finance


With this simple calculator you can now know the stamp duty to be paid at the time of registration

Stamp Duty Calculator

Apply for Loan

Apply for Loan