MAS Rural Housing and Mortgage Finance Limited

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MAS brings you tailor made home loan solutions to suit your needs.

home purchase loan
  • Loans for purchase of new/old and ready/under construction residential properties
  • Individuals who are Salaried/Self Employed Professionals/Self Employed Non-Professionals / Agriculturist can apply for this loan
  • Loans ranging from Rs 1 Lakh to Rs 60 Lakhs
  • Flexible loan tenure form 60 month to 240 months as per Policy
  • Loans for up to 80% of the market value of the property as per prescribed Guidelines.
  • Customized loan options
  • Doorstep Service
  • Loans for up to 90% of the value of the property
  • MAS offers Credit Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (PMAY) for the EWS and LIG Categories.
  • Salaried Individuals
    • Minimum age should be 18 or above at the time of application and maximum up to retirement age at the time of loan maturity.
    • Minimum income of Rs 10,000 per month
    • Total Work Experience should be 3 Years.
  • Self Employed Professionals/Self Employed Non Professionals/Agriculturist
    • Minimum age should be 18 or above at the time of application and maximum up to 65 age at the time of loan maturity.
    • Minimum 3 years of business vintage
    • Minimum income of Rs 10,000 per month
Documents Required for availing Home Purchase Loan
  • Duly filled Application Form with photographs
  • Identity, date of birth and residence proof
  • Latest 3 month's salary slips or salary certificate
  • Form 16
  • Last 6 month's bank statements
  • Processing fees cheque
  • Duly filled Application Form with photographs
  • Identity, date of birth and residence proof
  • Educational Qualification Certificate & Business existence proof
  • Last 1 year bank statements
  • Processing fees cheque
  • Last 3 years Income Tax Returns along with Profit / Loss statement & Balance Sheet and the Gap between 2 ITR should be 6 month minimum.
  • Duly filled Application Form with photographs
  • Identity, date of birth and residence proof
  • Business profile & Business Existence Proof
  • Last 3 years Income Tax Returns along with Profit / Loss statement & Balance Sheet and the Gap between 2 ITR should be 6 month minimum.
  • Last 1 year bank statements
  • Processing fees cheque
  • Duly filled Application Form with photographs
  • Identity, date of birth and residence proof
  • Government Land Revenue records i.e. 7/12 & 8-A abstract
  • Duly stamped & signed printed 1 year milk statement
  • Last 12 month's bank statements
  • Processing fees cheque
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